How Home Improvement Financing Works
How Home Improvement Financing Works
And How Simplicity Home Pros
Makes It Simple
Upgrade Your Home Now, Pay Later
Upgrading your home should be exciting, not stressful. At Simplicity Home Pros, we know that remodeling projects are an investment in your comfort, safety, and property value. That’s why we partner with trusted third-party finance companies to provide flexible financing options that make your dream home affordable today.
Important Note: All financing details provided here are current at the time of writing and subject to change. All loans are offered and managed by third-party finance companies and approval is contingent upon their requirements, not Simplicity Home Pros.
Why You Should Choose A Contractor That Offers Financing
(Even If You Pay Another Way)
Not every contractor is able to provide homeowner financing. In fact, only well-qualified companies with a proven track record, strong reputation, and demonstrable commitment to customer service are approved to offer financing programs.
Lenders want assurance that projects will be completed properly, on time, and with professionalism. So when you see a contractor offering financing, it’s a sign that they’ve been vetted and approved at a higher standard.
As a veteran-founded, family-operated business with hundreds of 5-star reviews, Simplicity Home Pros meets these requirements proudly. When you finance your project through us, you’re working with a local company trusted not just by your neighbors, but by national lenders as well.
How The Home Improvement Financing Process Works
Our financing process is designed to be fast, simple, and stress-free:
Unsecured Loans – Financing isn’t tied to your home or remodel project.
Income-Based Approval – Lenders review household income to determine eligibility.
Quick Application – Takes just about five minutes during your in-home consultation.
Soft Credit Pull First – We start with a soft credit check (no impact to your score). If approved, the lender completes a hard inquiry to finalize the loan.
Direct Relationship With Lender – Your loan is between you and the finance company. Simplicity Home Pros is paid directly by the lender once funds are disbursed.
Simple Payment Authorization – You approve disbursements with a reply to a text or email- no paperwork hassles.
Flexible Payment Schedule – Your first monthly payment isn’t due until 30 days after loan disbursement.
Financing Plans To Fit Your Budget
Financing isn’t just about spreading out payments- it’s about giving you peace of mind while protecting your budget. With financing, you can:
✔️ Start your remodel now without draining savings
✔️ Take advantage of limited-time promotions like 0% interest
✔️ Keep monthly costs predictable and manageable
✔️ Increase home comfort, safety, and value immediately
Current Financing Offers
We believe financing should make sense for families and their budgets. That’s why we work with lenders to bring you powerful options:
🔹 Cash or Check Discounts
This option is ideal for clients that want to take advantage of an 10% discount. Although this is not a financing offer from a third party, it is a huge discount to finance your project!
🔹 0% Interest for 15 Months
If you pay off your loan in full within 15 months, interest is waived. This is a great option for clients that want to distribute the cost of their project across an extended period.
🔹 Low Monthly Payment Plans
This is a terrific option for clients that want a predictable payment to fit in their monthly budget. Below are examples of monthly investments for a variety of Simplicity Home Pros projects:
Shower Remodel
or Tub Conversion
Monthly payments as low as
$147.35
Varies by project and based on price list at time of publication.
Window Replacement
(per window)
Monthly payments as low as
$12.96
Varies by project and based on price list at time of publication.
Kitchen Remodels
Monthly payments as low as
$261.40
Varies by project and based on price list at time of publication.
Entry Door Replacement
Monthly payments as low as
$68.75
Varies by project and based on price list at time of publication.
Roof replacement insurance deductible
Monthly payments as low as
$35.27
Varies by project, insurance carrier, and based on price list at time of publication.
roof replacement Asphalt shingles
Monthly payments as low as
$208.42
Varies by project and based on price list at time of publication.
Take the Next Step
If you’ve been waiting to remodel your home, financing makes it possible without financial strain.
At Simplicity Home Pros, we’ll walk you through your options during your free consultation- no pressure, no surprises.
Call or Text: (830) 689-5700 or book your free consultation by clicking below!
Simple 3 Step Process
Quick 5-Minute Confirmation Call
We will call you to confirm your details and ensure you are matched to maximum savings.
This quick call ensures the appointment time is still convenient for you, and allows us to dispatch one of our Design Consultants.
Free 60-Minute Design Estimate
Our Simply Certified™️ Design Consultant will arrive with samples of Top Brands and industry-leading knowledge to guide you through your project.
Your Consultant will measure and customize a layout, and provide a down-to-the-penny estimate valid for one year.
Our Team Makes Your Project Easy
When you choose Simplicity Home Pros, you choose five-star rated service and quality. Our installation crews are Simply Certified™️ to ensure your project is worthy of our best-in-class warranties.
And our exclusive "No Change Order Guarantee" protects you from upcharges and unexpected costs during your project.
Disclaimer
Simplicity Home Pros is not a lender or finance company. All financing is provided through third-party lenders. Terms, approval, and rates are subject to change and based on lender requirements.